Friday, November 5, 2010

Refinancing

We just recently refinanced our house, interest rates are a whopping 3.75%.  We had a couple of options; we could've kept our monthly payment the same and lowered it to a 15 year mortgage, or we could've kept it the same and gotten a loan for our kitchen (so we could have room for a normal kitchen table- so sick of those high stools), but we decided to keep it at 30 years and have the option to pay nearly $300 less.  Sweet.  A bunch of my friends have refinanced, too.

I love finding out new ways to get lower payments.  By divine grace a realized that the girls qualified for super cheap health insurance- that's a saved at least $200!  But with all of these saved payments we'll probably just be putting them (soon enough) to a new car with hubcaps.  Because have I told you?  Poor little minivan is breaking down more than it's running.  Well, not quite true, but it stutters more than it runs.

3 comments:

  1. Way to save, my friend. Hubcaps are over rated.

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  2. Re-organizing finances and finding new ways to save is one of the weird little tasks that make my heart sing. Hmmm maybe I'm in the wrong profession.. Wait, never mind, I have no profession... Here's to new hubcaps!

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  3. Any tips on the savings of health insurance. We are in insurance hell right now. We pay WAY too much for virtually nothing.

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